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Calculate the net yield of BTP
With the BTP investment simulator you can discover in real time how much you can earn by purchasing BTPs today and bringing them to maturity

BTPs and risks

BTPs have a medium/low risk profile, being issued by a sovereign state, if you intend to keep them until maturity: otherwise they can become very risky, especially on the more distant maturities in time.

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BTP training

BTPs and risks
Investing in BTP (Buoni del Tesoro Poliennale) involves some risks, even though they are considered relatively safe investments. Here are the main risks to keep in mind:

  1. Interest rate risk: When interest rates rise, the price of BTPs tends to fall. If you sell the security before maturity, you could suffer a loss.
  2. Inflation Risk: If inflation increases above the interest rate of BTPs, the purchasing power of the coupons and the principal repaid at maturity may decrease.
  3. Credit Risk: Although BTPs are issued by the Italian government, there is always the risk of a downgrade of the sovereign rating or fiscal difficulties.
  4. Liquidity Risk: Under certain market conditions, it may be difficult to sell BTPs at a fair price, especially if there are not many buyers.
  5. Reinvestment Risk: If interest rates fall, you may have to reinvest the coupons received at lower rates, reducing the overall return.
  6. Macroeconomic Risks: Economic, political and social factors can influence the government bond market and the yield of BTPs.
It is important to evaluate these risks in relation to your investment objectives and your risk tolerance.

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What are the 5% BTPs?

Enter how much to invest in BTPs in the simulator and the net yield will be calculated immediately by processing the purchase price, maturity of the security, interest on the coupons, day of purchase, amount of the investment, reduced taxation of 12.5%

What is the best BTP to buy today?

Choosing the best BTP (Buono del Tesoro Poliennale) to buy depends on numerous factors, such as the maturity of the BTP, the market price, the coupons and your tolerance for risk and economic conditions. Find the best short-, medium- or long-term BTP using the online BTP investment simulator. See immediately which BTPs offer attractive returns depending on your investment needs.

How to calculate a BTP

Enter how much to invest in BTPs and the simulator will immediately calculate the net yield by processing the purchase price, maturity of the security, interest on the coupons, day of purchase, amount of the investment, reduced taxation of 12.5%

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What they say about us

And what do you think of BTPfacile.it? Contact us by email
David
I think BTPfacile.it is a great tool for those interested in investing in BTPs. The site offers useful features such as an investment simulator, which allows you to calculate net returns in real time, helping investors make informed decisions. In addition, the platform is intuitive and easy to use, making it accessible even to those who do not have much experience in the investment field.
Davide
Thank you for your work
BTPfacile.it is a truly invaluable tool! Good morning, I just wanted to thank you for your excellent work with BTPfacile.it. I've been using it for some time now and am always impressed by its clarity, simplicity, and usefulness. Thanks to your website, I was able to find the best BTPs in just a few minutes, not only for myself, but also for friends and acquaintances, to whom I was able to give concrete advice based on real data. You've saved me time and made investing in government bonds much more understandable and accessible. If I could, I would actually send you a bank transfer as a symbolic gesture for the value you've created! Keep up the good work. Your project is incredibly useful and deserves to be known by more and more people. Kind regards, Davide
Ettore
I've been using BTPfacile.it for some time and can confidently say it's one of the most useful and intuitive tools for those who want to invest in Italian government bonds (BTPs) with an informed mind. The site is clear, fast, free, and displays the average annual net yield in just a few seconds, something that's often difficult to understand with official data. Thanks to BTPfacile.it's BTP investment simulator and the ability to filter by maturity, type, and yield, I can always find the right security for my needs. I regularly recommend it to friends and family, even those with little investment experience: everyone finds it simple to use and very helpful in understanding what they're really buying. Congratulations to the team: you're doing a great job!
Disclaimer
All information displayed on BTPfacile.it is to be considered for informational purposes only and does not constitute in any way an investment, savings, legal or tax advice. The data displayed is generated by our systems automatically and despite our continuous commitment to offering the best possible service and the best online BTP investment simulator, we do not guarantee the accuracy of the information and we do not assume any responsibility regarding the use of the information itself
The BTPfacile.it team
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