Your advertisement here
BTPfacile.it is your opportunity to reach a strongly growing audience and highly targeted +Info
Advertising information
Calculate the net yield of BTP
With the BTP investment simulator you can discover in real time how much you can earn by purchasing BTPs today and bringing them to maturity

Buying a BTP below par

Buying a BTP below par means that the purchase price is lower than its nominal value.

Your advertisement here
BTPfacile.it is your opportunity to reach a strongly growing audience and highly targeted
More information

BTP training

Buying a BTP below par
Buying a BTP (Buono del Tesoro Poliennale) below par means buying the security at a price lower than its nominal value (100). Here's what to consider in this situation:

  1. Meaning of Buying Below Parity
    • Price Below 100: If a BTP is trading at a price below 100, it means that you can buy it at a discount to its nominal value. For example, a BTP with a price of 96 is bought at a cost lower than its nominal value.
  1. Higher Yield
    • Increased Yield: Buying below par increases the effective yield of the security. In fact, in addition to the coupons, when the BTP expires, you will receive the nominal value (100). This can lead to an additional gain compared to the coupons themselves.
  1. Market Risk
    • Market Conditions: A BTP may trade below par due to higher interest rates on the market or higher risk perceptions related to the issuer. It is important to evaluate the reasons why the price has fallen.
  1. Taxation
    • Withholding Tax on Coupons: The coupons received will be subject to a 12.5% ​​tax. Furthermore, if you sell the BTP before maturity at a higher price than the purchase price, you will have to consider the taxation on capital gains.
  1. Investment Strategy
    • Evaluation of Opportunities: Buying BTPs below par can be an interesting option for investors seeking returns. However, it is essential to analyze the economic context and your liquidity needs.
Conclusion
Buying BTPs below par can offer opportunities for returns, but also involves risks related to market conditions. It is important to make a careful assessment before making a decision.

Information on BTPs

Choose a topic from the list below and learn more about it
Capital gains
Selling BTPs at maturity
Inflation and BTPs
Secondary Market
Inflation risk of BTPs
Is it worth investing in BTPs?
Dividends
Interest rate risk in BTPs
The yield of a BTP
BTPs, BOTs, CTZs and CCTs
The profit from a BTP
The periodicity of BTPs
Macroeconomic risks
Liquidity risk of BTPs
Taxation on BTPs
Stock Market Calendar and Trading Hours
MOT Market
Buying BTPs
The maturity of a BTP
The price of a BTP
What is a bond
Reinvestment risk of BTPs
Credit risk of BTPs
Types of BTPs
BTPs and risks
Selling BTPs before maturity
Choosing between BTPs and STOCKS
Capital gains
Buying a BTP below par
The coupons of BTPs
Capital losses
Your advertisement here
BTPfacile.it is your opportunity to reach a strongly growing and highly targeted audience
More information

What are the 5% BTPs?

Enter how much to invest in BTPs in the simulator and the net yield will be calculated immediately by processing the purchase price, maturity of the security, interest on the coupons, day of purchase, amount of the investment, reduced taxation of 12.5%

How to calculate the earnings of a BTP

Find out how much you can earn by investing in BTPs with the simulator that will immediately calculate the net yield by processing the purchase price, maturity of the security, interest on the coupons, purchase day, amount of the investment, preferential taxation of 12.5%

How much do BTPs yield

Enter how much to invest in BTPs and the simulator will immediately calculate the net return by processing the purchase price, maturity of the security, coupon interest, purchase date, investment amount, reduced taxation of 12.5%

Support us by sharing BTPfacile.it if we have been useful to you

The BTPfacile.it project is completely self-financed. Support us by sharing our pages, your contribution is essential to support our activities and our ongoing commitment

Do you know someone who could benefit from BTPfacile.it? Share!

Share the BTPfacile.it website, we need your support!
Share

What they say about us

And what do you think of BTPfacile.it? Contact us by email
Giovanna
I use BTPfacile.it with great satisfaction and consider it far superior to other sites in the industry, even those that have been around for many years. Unlike other portals, BTPfacile.it is simple, clear, and focused on what really matters: net returns. In just a few clicks, I can compare stocks, simulate real investments, and understand exactly what's best for today. I don't need to download Excel spreadsheets or interpret complex data: everything is immediate. I also use it regularly to help friends and family, and everyone is happy with it. Congratulations to the team: you've created a truly useful and intelligent tool. Keep up the good work!
Giuseppe
The BTP yield simulator is useful, it also provides updated information on the best BTPs to buy based on various parameters such as maturity, market price and coupons.
Simone
BTPfacile.it is really interesting! It is a great tool for those who want to invest in BTPs and better understand the potential returns.
Disclaimer
All information displayed on BTPfacile.it is to be considered for informational purposes only and does not constitute in any way an investment, savings, legal or tax advice. The data displayed is generated by our systems automatically and despite our continuous commitment to offering the best possible service and the best online BTP investment simulator, we do not guarantee the accuracy of the information and we do not assume any responsibility regarding the use of the information itself
The BTPfacile.it team
BTPfacile.it
BTPfacile.it
BTP FIXED RATE YIELD
Have you been waiting more than 5 seconds?
Go to BTPfacile.it now