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Calculate the net yield of BTP
With the BTP investment simulator you can discover in real time how much you can earn by purchasing BTPs today and bringing them to maturity

Reinvestment risk of BTPs

The impossibility of reinvesting the coupon flows at a rate comparable to the current one.

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BTP training

Reinvestment risk of BTPs
Reinvestment risk refers to the possibility that an investor will not be able to reinvest cash flows, such as the coupons received from BTPs (Buoni del Tesoro Poliennale), at an interest rate equal to or better than the original one. Here is an in-depth analysis of this risk:

Reinvestment Risk in BTPs
  1. Cash Flows: BTPs pay semi-annual coupons. If interest rates are falling, when you receive these coupons, it may not be possible to reinvest them at equivalent rates, reducing the overall return on your investment.
  2. Interest Rates: In an environment of falling interest rates, the return you can obtain by reinvesting the coupons will be lower than the original yield of the BTP. This can erode the expected total return.
  3. Investment Duration: Reinvestment risk is more relevant for long-term investors, as they may receive multiple coupons over the life of the security.
Risk Mitigation
  • Diversification: Investing in various financial instruments can help balance reinvestment risk. Some instruments may offer higher interest rates.
  • Financial Planning: Having a well-defined reinvestment strategy and monitoring interest rates can help you make more informed decisions.
Conclusion
Reinvestment risk is an important factor to consider when investing in BTPs and other fixed income instruments. Being aware of this risk will help you better plan your investments and maximize your overall return.

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Net yields with the BTP investment simulator

Calculate with the real-time simulator how much you could earn by investing in BTP. It will calculate the purchase price, maturity of the security, coupon interest, purchase date, investment amount, preferential tax rate of 12.5%

How to calculate BTPs

Enter how much to invest in BTPs in the simulator and the net yield will be immediately calculated by processing the purchase price, maturity of the security, interest on the coupons, purchase day, amount of the investment, preferential taxation of 12.5%

What are the 5% BTPs?

Enter how much to invest in BTPs in the simulator and the net yield will be calculated immediately by processing the purchase price, maturity of the security, interest on the coupons, day of purchase, amount of the investment, reduced taxation of 12.5%

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What they say about us

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Giovanna
I use BTPfacile.it with great satisfaction and consider it far superior to other sites in the industry, even those that have been around for many years. Unlike other portals, BTPfacile.it is simple, clear, and focused on what really matters: net returns. In just a few clicks, I can compare stocks, simulate real investments, and understand exactly what's best for today. I don't need to download Excel spreadsheets or interpret complex data: everything is immediate. I also use it regularly to help friends and family, and everyone is happy with it. Congratulations to the team: you've created a truly useful and intelligent tool. Keep up the good work!
Ettore
I've been using BTPfacile.it for some time and can confidently say it's one of the most useful and intuitive tools for those who want to invest in Italian government bonds (BTPs) with an informed mind. The site is clear, fast, free, and displays the average annual net yield in just a few seconds, something that's often difficult to understand with official data. Thanks to BTPfacile.it's BTP investment simulator and the ability to filter by maturity, type, and yield, I can always find the right security for my needs. I regularly recommend it to friends and family, even those with little investment experience: everyone finds it simple to use and very helpful in understanding what they're really buying. Congratulations to the team: you're doing a great job!
Carmine
BTPfacile.it is a website that offers tools and information to help investors choose the BTPs that best suit their needs. The site includes an investment simulator that allows you to calculate the net returns of BTPs in real time, by entering the amount you want to invest. The site is useful for those who are trying to better understand the returns of BTPs and want to make informed choices.
Disclaimer
All information displayed on BTPfacile.it is to be considered for informational purposes only and does not constitute in any way an investment, savings, legal or tax advice. The data displayed is generated by our systems automatically and despite our continuous commitment to offering the best possible service and the best online BTP investment simulator, we do not guarantee the accuracy of the information and we do not assume any responsibility regarding the use of the information itself
The BTPfacile.it team
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BTP FIXED RATE YIELD
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