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Calculate the net yield of BTP
With the BTP investment simulator you can discover in real time how much you can earn by purchasing BTPs today and bringing them to maturity

Choosing between BTPs and STOCKS

They are different investment instruments and depend on the return objectives and risk appetite.

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BTP training

Choosing between BTPs and STOCKS
Choosing between BTP (Buoni del Tesoro Poliennale) and stocks depends on your financial goals, risk tolerance and time horizon. Here's a comparison of the two:

BTP
  • Stability: Considered a relatively safe investment, with fixed coupon payments and repayment of capital at maturity.
  • Yield: They offer more predictable returns, but generally lower than stocks.
  • Cash Flow: They pay semi-annual coupons, providing a regular income.
  • Risk: Less volatile than stocks, but exposed to risks such as inflation and interest rate movements.
Stocks
  • Potential Growth: They offer greater growth potential in the long term, but with greater volatility.
  • Dividends: Some stocks pay dividends, which can provide similar income to coupons on government bonds.
  • Risk: Riskier, as stock prices can fluctuate widely based on company performance and market conditions.
  • Diversification: Investing in stocks can provide greater diversification than a portfolio composed only of government bonds.
Final Considerations
  • Risk Tolerance: If you are risk averse, government bonds may be a better fit. If you are looking for growth opportunities and are willing to tolerate volatility, stocks may be a better choice.
  • Time horizon: Long-term investors may benefit from greater exposure to stocks, while those seeking short-term stability may prefer BTPs.

Information on BTPs

Choose a topic from the list below and learn more about it
Secondary Market
Types of BTPs
Buying a BTP below par
Is it worth investing in BTPs?
Taxation on BTPs
Buying BTPs
Credit risk of BTPs
Inflation and BTPs
Macroeconomic risks
Capital gains
Choosing between BTPs and STOCKS
BTPs and risks
Inflation risk of BTPs
What is a bond
The periodicity of BTPs
Selling BTPs before maturity
The maturity of a BTP
The coupons of BTPs
MOT Market
The profit from a BTP
The yield of a BTP
The price of a BTP
Reinvestment risk of BTPs
BTPs, BOTs, CTZs and CCTs
Stock Market Calendar and Trading Hours
Dividends
Liquidity risk of BTPs
Interest rate risk in BTPs
Selling BTPs at maturity
Capital gains
Capital losses
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What are the 5% BTPs?

Enter how much to invest in BTPs in the simulator and the net yield will be calculated immediately by processing the purchase price, maturity of the security, interest on the coupons, day of purchase, amount of the investment, reduced taxation of 12.5%

How to calculate a BTP

Enter how much to invest in BTPs and the simulator will immediately calculate the net yield by processing the purchase price, maturity of the security, interest on the coupons, day of purchase, amount of the investment, reduced taxation of 12.5%

Net yields with the BTP investment simulator

Calculate with the real-time simulator how much you could earn by investing in BTP. It will calculate the purchase price, maturity of the security, coupon interest, purchase date, investment amount, preferential tax rate of 12.5%

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What they say about us

And what do you think of BTPfacile.it? Contact us by email
Giuseppe
The BTP yield simulator is useful, it also provides updated information on the best BTPs to buy based on various parameters such as maturity, market price and coupons.
Giovanna
I use BTPfacile.it with great satisfaction and consider it far superior to other sites in the industry, even those that have been around for many years. Unlike other portals, BTPfacile.it is simple, clear, and focused on what really matters: net returns. In just a few clicks, I can compare stocks, simulate real investments, and understand exactly what's best for today. I don't need to download Excel spreadsheets or interpret complex data: everything is immediate. I also use it regularly to help friends and family, and everyone is happy with it. Congratulations to the team: you've created a truly useful and intelligent tool. Keep up the good work!
Carmine
BTPfacile.it is a website that offers tools and information to help investors choose the BTPs that best suit their needs. The site includes an investment simulator that allows you to calculate the net returns of BTPs in real time, by entering the amount you want to invest. The site is useful for those who are trying to better understand the returns of BTPs and want to make informed choices.
Disclaimer
All information displayed on BTPfacile.it is to be considered for informational purposes only and does not constitute in any way an investment, savings, legal or tax advice. The data displayed is generated by our systems automatically and despite our continuous commitment to offering the best possible service and the best online BTP investment simulator, we do not guarantee the accuracy of the information and we do not assume any responsibility regarding the use of the information itself
The BTPfacile.it team