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Calculate the net yield of BTP
With the BTP investment simulator you can discover in real time how much you can earn by purchasing BTPs today and bringing them to maturity

Selling BTPs before maturity

Selling a BTP before maturity exposes you to the risk of obtaining a lower capital, with a consequent loss of money.

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Selling BTPs before maturity
Selling a BTP (Buono del Tesoro Poliennale) before maturity is possible and can involve several considerations. Here's what to know:

  1. Secondary Market
    • Early Sale: You can sell your BTP in the secondary market, where already issued securities are traded. The sale takes place through a bank or an intermediary.
  2. Selling Price
    • Price Fluctuations: The selling price can vary based on interest rates, market conditions and demand for that security. If interest rates rise, the price of your BTP could fall, while if rates fall, the price could rise.
  3. Yield
    • Different Yield: The yield you will get from the sale will depend on the market price at the time of the sale. You could realize a capital gain or a capital loss depending on the sale price compared to the purchase price.
  4. Taxation
    • Capital Gains and Capital Losses: If you realize a capital gain (sale at a higher price than the purchase price), this will be subject to taxation at 26%. Conversely, if you realize a capital loss, you can use it to offset any capital gains on other investments.
  5. Strategic Considerations
    • Reasons for Selling: You may decide to sell for various reasons, such as the need for liquidity, a change in market conditions or the search for more profitable investments.
    • Tax Planning: Consider the tax impact of your sales operations and how they fit into your overall investment strategy.
Conclusion
Selling a BTP before maturity is a feasible strategy, but it involves a series of considerations related to the market price, taxation and your financial situation.

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How to calculate the yield of a BTP

Enter in the simulator how much to invest in BTPs and the net yield will be calculated immediately by processing the purchase price, maturity of the stock, interest on the coupons, day of purchase, amount of the investment, preferential taxation of 12.5%

Calculate the net yields of fixed-rate BTPs with the online investment simulator

Find out how much investing in BTP can earn. The simulator will immediately calculate the net yield by processing the purchase price, maturity of the security, coupon interest, purchase day, investment amount, reduced taxation of 12.5%

How to calculate the earnings of a BTP

Find out how much you can earn by investing in BTPs with the simulator that will immediately calculate the net yield by processing the purchase price, maturity of the security, interest on the coupons, purchase day, amount of the investment, preferential taxation of 12.5%

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David
I think BTPfacile.it is a great tool for those interested in investing in BTPs. The site offers useful features such as an investment simulator, which allows you to calculate net returns in real time, helping investors make informed decisions. In addition, the platform is intuitive and easy to use, making it accessible even to those who do not have much experience in the investment field.
Davide
Thank you for your work
BTPfacile.it is a truly invaluable tool! Good morning, I just wanted to thank you for your excellent work with BTPfacile.it. I've been using it for some time now and am always impressed by its clarity, simplicity, and usefulness. Thanks to your website, I was able to find the best BTPs in just a few minutes, not only for myself, but also for friends and acquaintances, to whom I was able to give concrete advice based on real data. You've saved me time and made investing in government bonds much more understandable and accessible. If I could, I would actually send you a bank transfer as a symbolic gesture for the value you've created! Keep up the good work. Your project is incredibly useful and deserves to be known by more and more people. Kind regards, Davide
Carmine
BTPfacile.it is a website that offers tools and information to help investors choose the BTPs that best suit their needs. The site includes an investment simulator that allows you to calculate the net returns of BTPs in real time, by entering the amount you want to invest. The site is useful for those who are trying to better understand the returns of BTPs and want to make informed choices.
Disclaimer
All information displayed on BTPfacile.it is to be considered for informational purposes only and does not constitute in any way an investment, savings, legal or tax advice. The data displayed is generated by our systems automatically and despite our continuous commitment to offering the best possible service and the best online BTP investment simulator, we do not guarantee the accuracy of the information and we do not assume any responsibility regarding the use of the information itself
The BTPfacile.it team
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