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Calculate the net yield of BTP
With the BTP investment simulator you can discover in real time how much you can earn by purchasing BTPs today and bringing them to maturity

Liquidity risk of BTPs

The risk that a security cannot be sold at a fair price with low transaction costs and in a short time.

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BTP training

Liquidity risk of BTPs
Liquidity risk refers to the possibility that an investor will not be able to sell a security, such as a BTP (Buono del Tesoro Poliennale), at a fair price at a desired time. Here is a more in-depth look at this type of risk:

Liquidity Risk in BTPs
  1. Secondary Market: BTPs are listed and traded on secondary markets, which means they can be sold before maturity. However, liquidity can vary depending on the security and market conditions.
  2. Liquidity Factors:
    • Trading Volume: Newer BTPs or those with greater interest from investors tend to be more liquid. Older or less popular BTPs may have fewer buyers, making it harder to sell.
    • Market Conditions: In times of economic turbulence or instability, liquidity may decrease, and market prices may become more volatile.
  3. Sell Price: If the market is illiquid, you may have to sell at a lower price than the face value or purchase price, resulting in a loss.
  4. Maturity: BTPs with longer maturities may present greater liquidity risk, as investors may prefer short-term securities in times of uncertainty.
Risk Mitigation
  • Diversification: Maintaining a diversified portfolio can help reduce liquidity risk, as some securities may be more liquid than others.
  • Selection of Securities: Investing in newer BTPs and those with greater trading volume can improve liquidity.
  • Market Monitoring: Being informed about market conditions and changes in demand for BTPs can help you make more informed decisions.
Conclusion
Although the liquidity risk in BTPs is generally considered lower than other asset classes, it is still important to be aware of this risk, especially if you expect to have to sell the securities before maturity.

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How to calculate the yield of a BTP

Try the BTP investment simulator. It will calculate the net return by calculating the purchase price, maturity of the security, coupon interest, purchase date, investment amount, preferential tax rate of 12.5%

How to calculate BTPs

Enter how much to invest in BTPs in the simulator and the net yield will be immediately calculated by processing the purchase price, maturity of the security, interest on the coupons, purchase day, amount of the investment, preferential taxation of 12.5%

How much does a 3-year BTP yield today?

Market conditions and Treasury auctions vary continuously and consequently the return of a 3-year BTP changes. Find the stock with the best net yield that suits your needs with the BTP investment simulator.

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Carmine
BTPfacile.it is a website that offers tools and information to help investors choose the BTPs that best suit their needs. The site includes an investment simulator that allows you to calculate the net returns of BTPs in real time, by entering the amount you want to invest. The site is useful for those who are trying to better understand the returns of BTPs and want to make informed choices.
Giovanna
I use BTPfacile.it with great satisfaction and consider it far superior to other sites in the industry, even those that have been around for many years. Unlike other portals, BTPfacile.it is simple, clear, and focused on what really matters: net returns. In just a few clicks, I can compare stocks, simulate real investments, and understand exactly what's best for today. I don't need to download Excel spreadsheets or interpret complex data: everything is immediate. I also use it regularly to help friends and family, and everyone is happy with it. Congratulations to the team: you've created a truly useful and intelligent tool. Keep up the good work!
Davide
Thank you for your work
BTPfacile.it is a truly invaluable tool! Good morning, I just wanted to thank you for your excellent work with BTPfacile.it. I've been using it for some time now and am always impressed by its clarity, simplicity, and usefulness. Thanks to your website, I was able to find the best BTPs in just a few minutes, not only for myself, but also for friends and acquaintances, to whom I was able to give concrete advice based on real data. You've saved me time and made investing in government bonds much more understandable and accessible. If I could, I would actually send you a bank transfer as a symbolic gesture for the value you've created! Keep up the good work. Your project is incredibly useful and deserves to be known by more and more people. Kind regards, Davide
Disclaimer
All information displayed on BTPfacile.it is to be considered for informational purposes only and does not constitute in any way an investment, savings, legal or tax advice. The data displayed is generated by our systems automatically and despite our continuous commitment to offering the best possible service and the best online BTP investment simulator, we do not guarantee the accuracy of the information and we do not assume any responsibility regarding the use of the information itself
The BTPfacile.it team
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